The world's first pre-installed banking ecosystem - where every device sold is a banking customer acquired, at zero CAC.
Unlike every fintech company that acquires users one by one through marketing spend, MobiBank® acquires users through pre-installed phones and global distribution - a growth model closer to Apple or Android than to a traditional bank.
Device margin $9 + MobiBank® app margin $12
This is the floor - before a single transaction is processed.
3.6M units is the natural annual output of a single production line at capacity. At that scale, base net income alone implies a $3 billion valuation at P/E 40 - before any recurring revenue streams are counted.
Base device + app margin only. Monthly fees, transaction revenue, lending, crypto and operator revenue not included. Real valuation potential significantly higher.
Entry at this stage gives simultaneous exposure to hardware scale, fintech scale, recurring revenue, global markets and ecosystem valuation. Very few companies in the market have this structure.
Production ready. Pre-installation agreement active. Eight global launch regions confirmed. Scaling limited only by manufacturing capacity.
This is the phase where valuation moves. Pre-installation agreement signed. Production ready. Multi-continent launch confirmed. Selected investor positions open before full rollout.
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