MobiBank enters new markets through local partners. We bring the banking platform, the technology and the brand. You bring the market. Together we build a MobiBank company that is locally anchored and globally connected.
MobiBank does not enter new markets exclusively from Europe. In each country we establish a local MobiBank company with a local partner and a local management team. The platform is already built, so a new market is a matter of licensing, localisation and distribution, not years of development.
Final terms are agreed market by market, subject to due diligence, separate documentation and local regulatory requirements.
The model is not a theory. MobiBank Africa has been established with a local partner, and Nigeria, a market of more than 230 million people, is being developed as the first African operating market. The agreements behind it are ready to be used again. MobiBank Nigeria has now selected a strategic partner and shareholder, which has signed a significant investment agreement to acquire a minority stake.
Signed with a local partner and members of the local management team, establishing MobiBank Africa.
The local partner's commitment supports local operations and the licensing process.
MobiBank keeps clear majority ownership, its technology, brand and strategic direction.
African bank accounts opened and the licensing pathway moving forward with local support.
The strategic partner has signed a significant investment agreement to acquire a minority stake in MobiBank Nigeria.
Nigeria is MobiBank's first implementation market. Strategic partner and market-entry negotiations are already underway across the remaining selected markets.
The right partner is not defined by size. It is defined by reach, credibility and the commitment to build a financial services company in their own market.
A first conversation about your market, your network and your ambitions.
Under NDA: market, licensing routes, distribution and the business case.
A principal agreement establishing the local MobiBank company and its terms.
The regulatory pathway, the local team and the platform adapted to your market.
A controlled pilot, then national roll-out through your distribution.
Accounts, payments, cards and multi-currency transfers in one customer relationship.
International transfers designed around the corridors your customers actually use.
Personalised guidance and financial education, adapted to each customer and region.
Connectivity to more than 2,500 banks across 29 countries.
Services for entrepreneurs, merchants and agents.
Microfinance-related and credit tools, where regulation permits.
MobiBank's patented Netless™ channel for essential banking without a connection.
IN DEVELOPMENTAn affordable phone with MobiBank built in, for first-time digital customers.
IN DEVELOPMENTAvailable services depend on the market, partner arrangements and regulatory permissions.
MobiBank establishes a local MobiBank company in each new market together with a local partner and a local management team. MobiBank provides the banking platform, technology, brand and compliance frameworks. The partner provides a financial commitment, local networks, support through licensing, and distribution. MobiBank retains majority ownership and strategic direction.
MobiBank is open to partners in markets across Africa, the Middle East, Asia and the Americas, with a particular focus on growth markets where millions of people are gaining access to digital financial services for the first time. Nigeria is MobiBank's first implementation market, with expansion into the remaining selected African markets planned in subsequent phases. Strategic partner and market-entry negotiations are already underway across these markets. The model and agreements are ready to run in additional countries in parallel.
No. Many partners are business groups, investors or distribution networks rather than banks. The licensing pathway is assessed market by market. Depending on local regulation, the local company may apply for its own licence or begin operating through a licensed partner while its own application progresses.
Each partner makes a financial commitment to the local MobiBank company, sized to the market, the licensing route and the launch plan. Terms are agreed individually after a market assessment and are subject to due diligence and separate documentation.
The complete MobiBank platform, localised to the market's currency, language and regulation: accounts, payments, cards, transfers, remittance, mobiAI guidance and financial education, plus compliance and security frameworks, the MobiBank brand and marketing, and ongoing product development.
Because the platform is already built, the timeline is driven by licensing and local readiness rather than software development. Licensing timelines vary by country and regulator. A typical path runs from agreement to licensing, then a controlled pilot, then national roll-out.
MobiBank is developing its patented Netless™ technology, intended to enable essential banking services and payments without an internet connection, starting with the Alpha 1 device. The capability remains under development. It is designed for exactly the growth markets where connectivity cannot be assumed.
Contact MobiBank with your market, your organisation and your network. The first step is an introductory conversation, followed by a market assessment under NDA.
Tell us about your market and your network. We will come back to you for a first conversation.
Certain statements on this page describe technologies, capabilities and commercial initiatives that remain under development, evaluation, negotiation or regulatory review, and related patent and intellectual property protection processes may be ongoing. These statements represent current objectives and should not be interpreted as confirmation of commercial availability, or as a guarantee of complete functionality, availability or coverage in all circumstances. Technical implementation details are confidential. This page does not constitute an offer to sell or a solicitation to buy securities.
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